IIC Principles and Practice of Insurance : C11 Exam Questions

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IIC C11 Exam Syllabus Topics:

IIC Principles and Practice of Insurance Sample Questions:

1. Kamal's home has an actual cash value (ACV) of $380,000 and is insured for $400,000. The house suffers
$180,000 damage. Which amount indemnifies Kamal?

A) $380,000
B) $180,000
C) $400,000
D) $200,000

2. Whose signatures wouldusuallyappear on therisk's policy?

A) Simone and Alan
B) Alan and Cathy
C) Denis and Cathy
D) Denis and Simone

3. Which principle of insurance requires that an insured must have a financial interest in the subject matter of insurance at the time of loss?

A) Subrogation
B) Utmost good faith
C) Indemnity
D) Insurable interest

4. Patrice works as a broker meeting a new client. He is building rapport by performing similar actions to those of his client. Which form of in-person communication is he engaging in?

A) Mirroring
B) Copycatting
C) Open listening
D) Transparency

5. What is a cover note?

A) File notes confirming insurance discussions between the intermediary and the insured
B) An amendment added to a written document that alters its provisions
C) Document issued by intermediaries to inform the insured that coverage has been arranged
D) Purchase agreement between the agent or broker and the insurer

Solutions: