Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Questions : MarylandAccident and Health or Sickness Producer Series 20-24 Exam

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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. An elimination period in a disability income insurance policy is the:

A) Period between the start of a disability and the beginning of benefits
B) Same as the probationary period
C) Time period the policy is in force
D) Time during which benefits are paid under the policy

2. In general practice, can the Maryland Insurance Administration inspect the business records of an insurance company or agency?

A) No, because of privacy considerations
B) Yes, because of the powers defined by state laws
C) No, because only an officer of the court can inspect these records
D) Yes, because all company and agency records are public domain

3. To be eligible for major medical extended care benefits, a patient must:

A) Require physical therapy
B) Be terminally ill
C) Require continuous skilled nursing care
D) Have had surgery

4. A health maintenance organization may issue a contract that provides benefits for the following:

A) The accidental death of an HMO member
B) Health care services provided to members of the HMO
C) The dismemberment of an HMO member
D) Replacement of income lost by a member due to the member's disability

5. Which expenses are covered by Medicare Part D?

A) Prescription drug
B) Hospital
C) Dental
D) Medical

Solutions: